Get the challenge · $5
The 30-Day Clock Out Challenge

New Year resolutions fail because they're vague. This one gives you one small mission a day.

A printable 30-day calendar: each day a 10-minute money mission with a number to write down. By day 30 you know your real pay, you've plugged the leaks and you have a plan.

Get the 30-Day Challenge · $5

One-time payment · Instant PDF download · 30-day refund

30-Day Clock Out Challenge printable PDF
Small amounts, real numbers

$5 a day is not "small".

The challenge doesn't ask you to stop living. It helps you choose where your money goes. What small changes add up to (illustrations):

Free up $5 a day
$1,825

a year. That's $150 a month back in your pocket.

$150 a month for 10 years
≈ $25,960

if invested at a 7% average yearly return. Not guaranteed: markets also go down.

4 no-spend days
4

planned days with only bills and groceries, so you see your real spending habits.

Sunday reviews
5 min

one short check-in a week, so the habit sticks after day 30.

What's inside

30 missions. 10 minutes a day.

  • Week 1 · See it: take-home pay, subscriptions, your true hourly wage.
  • Week 2 · Stop the leaks: fees, saved cards, store emails, the 48-hour wishlist.
  • Week 3 · Build a cushion: separate savings, an automatic payday transfer, yearly costs ÷ 12.
  • Week 4 · Grow the gap: your Freedom Number, debts by interest rate, one skill that pays.
  • Tracker + Sunday reviews: write what each day was worth and your 3 rules for next month.
How it works

1. Pay once ($5).
2. Download the 8-page PDF right away.
3. Print the calendar (or use it on your phone).
4. Do one mission a day and write the dollar amount in the tracker.

PDFPrint or phoneInstant download

Get it now
$5 one-time

Instant download. If it's not useful, email us within 30 days for a full refund.

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Questions you're probably asking

Do I need a budget app or my bank login?

No. A pen, your bank statements and 10 minutes a day.

I missed a day. Did I fail?

No. Do two missions tomorrow. The goal is 30 missions, not 30 perfect days.

Is this financial advice?

No. It's education and simple habits. Any investment example is an illustration based on historical averages, not a promise.

What if I don't like it?

Email ninetomoney@gmail.com within 30 days of purchase and we'll refund you. No questions asked.

Want all 5 tools? The 9toMoney Bundle has everything for $29 (instead of $54).

Part of the Clock Out Map: free calculator, free worksheet, daily videos and simple tools.