Last updated: November 7, 2026
92Money (ninetomoney.com) is operated by Daniela Nuzzi, Via Galilei 3, 20871 Vimercate (MB), Italy. Contact: ninetomoney@gmail.com.
Digital products such as the Clock Out Kit (a spreadsheet file for Excel and Google Sheets), the Raise & Negotiation Scripts, the 30-Day Clock Out Challenge, the First Paycheck & Tax Playbook and the Side Hustle Starter Pack (PDF guides, the full Side Hustle pack also includes a spreadsheet), also sold together as The 9toMoney Bundle (a .zip with all of them), delivered as an instant download after payment. Files are licensed for your personal use only and may not be shared or resold. Prices are shown in US dollars and already include any sales tax or VAT. Payments are processed securely by Stripe: for these orders Stripe's Link acts as the reseller (merchant of record), handles sales tax and VAT, and sends your receipt. Your card statement may show LINK.COM* NINETOMONEY.COM. We never see or store your card details.
You must be at least 18 years old to make a purchase.
You may use the files for your own personal use. Please don't resell, share publicly or redistribute them.
Our products are for education and entertainment only and are not financial, investment, legal, career or tax advice. We do not promise or imply any earnings from side hustle or career materials. Results are estimates based on the numbers you enter and on historical averages; past performance does not guarantee future results. Consider talking to a licensed professional about your situation.
If the product isn't useful to you, email ninetomoney@gmail.com within 30 days of purchase with the email you used at checkout, and we'll refund you in full. No questions asked.
EU consumers: by downloading the file immediately after purchase you agree that delivery starts right away and you acknowledge that the 14-day statutory withdrawal right for digital content ends once the download begins. Our voluntary 30-day refund above still applies.
How we handle your data is explained in our privacy policy.
We may update these terms. The version published on this page at the time of your purchase applies to that purchase.